PINASTHIKA, . P. A. .; SANTOSO , J. T. B. . Tam-Based Analysis Of E-Wallet Usage Intentions With Risk Perception As A Moderating Variable. JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES), [S. l.], v. 10, n. 01, p. 623–630, 2026. Disponível em: https://jhss-lppm.unpak.ac.id/index.php/JHSS/article/view/442. Acesso em: 19 sep. 2026.