Muhammad Syihabuddin Ridho, Tri Kartika Pertiwi, G. Oka Warmana. The Effect of Financial Knowledge And Internal Locus Of Control On MSMEs Performance: The Mediating Role of Qris Adoption In Sentra IKM Gresik. J HUM SOC STUD [Internet]. 2025 Jul. 30 [cited 2026 Mar. 3];9(2):210-4. Available from: https://jhss-lppm.unpak.ac.id/index.php/JHSS/article/view/46